AI Systems Architect & Strategy Consultant

Building AI systems that enforce intelligence.

30 years designing complex systems at the frontier of emerging technology, from trading infrastructure at Lehman Brothers to AI World Models for enterprise auditing.

Career at a glance
30 years building at the edge of emerging technology
10+ major financial institutions including Lehman, Barclays, BofA
2 active AI proof-of-concept projects in development
early adopter - eCash 1996, Blockchain 2017, AI World Models 2025

I see how systems fit together before most people do.

What connects 30 years across Wall Street, FinTech, supply chain, and AI research is a single instinct: I understand how complex systems fit together across business, compliance, data, and operations; and I know how to design for what's coming, not just what's here.

I built trading systems at Lehman Brothers, RMBS rating infrastructure at Standard & Poor's post-2008, blockchain payment systems as CTO of a maritime FinTech startup, and directed blockchain strategy at Intelligent Audit for five years. Now I'm applying that same systems instinct to the frontier problems in enterprise AI.

I'm open to fractional CTO, technical advisory, and AI strategy consulting engagements; particularly with companies building in agentic AI, enterprise automation, or supply chain technology.

View LinkedIn profile →
  • Golden Ratio Software Services
    Founder & President - AI Research
    2017–Now
  • Intelligent Audit
    Director, Blockchain Strategy & Innovation
    2018–2023
  • Payment Porte
    Chief Technology Officer
    2018–2020
  • Millennium Management
    Compliance Officer
    2014–2017
  • Standard & Poor's
    Senior IT Consultant, RMBS Ratings
    2009–2011
  • Lehman Brothers
    VP FX & Senior Developer
    2000–2008
  • Merrill Lynch, Chase, Morgan Stanley
    Project Leader & Senior Developer
    1997–2000

The Lab

Four pilots. Four real problems.
All built in 2025–2026.

01
Transportation
Auditing
Seeking pilots
World Model
for Logistics

Standard LLMs hallucinate on carrier rules, weight limits, and routing constraints — they treat business rules as text to interpret rather than constraints to enforce. This architecture solves that through four distinct layers.

  • Structured knowledge graph of carrier rules and routing logic
  • Deterministic LLM programming for intelligent invoice parsing
  • Step-by-step freight movement simulation
  • Hard constraint validation before every output
⬡ Pilot page coming soon
02
AI Writing
Integrity
Early access
Authorship
Meter

Every other AI detector analyzes a finished document after the fact. Authorship Meter monitors your writing session live — measuring how much of the work is genuinely yours, message by message, through four independent signals.

  • Edit transformation depth — how much you reworked AI output
  • Acceptance tracking — critical engagement vs wholesale acceptance
  • Linguistic fingerprinting — your voice vs the AI's
  • Semantic similarity — idea-level, not just word-level
⬡ Pilot page coming soon
03
Transportation
Audit · CX
Live demo
SmartKid

Transportation audit companies hire dozens of agents to answer repetitive customer queries about invoices, payments, shipments, and disputes. SmartKid replaces the queue — customers describe their issue in plain English, SmartKid queries your live database and responds instantly, accurately, without hold music.

  • Natural language query — no forms, no invoice numbers required
  • Real-time database integration — always current, never stale
  • Auto ticket creation with full context pre-loaded for your team
  • 80% of queries resolved without a human agent
Try the live demo →
04
Agentic AI
Governance
Live demo
Warrant

AI agents are being trusted with consequential actions — payments, adjustments, contract modifications, shipment changes. Every action rests on assumptions. Those assumptions expire. No current framework systematically checks whether they are still true at the moment of execution. Warrant does. It is an Assumption Validity Layer that intercepts consequential agent actions, checks all four failure modes, and decides: Proceed, Review, or Hold.

  • Four failure modes — Authorization Drift, Scope Creep, Auditability Gap, Irreversibility
  • Consequentiality gating — refresh only what the specific action depends on
  • Three decisions — Proceed / Review / Hold — before every consequential action
  • Proof receipt — complete assumption state logged at execution time
Try the live demo → Read the case →
Authorship Meter : live status signals
Authored - this is yours
AI was a tool, not the author. Your voice, your ideas, your structure. Score 78–100%.
Review needed
AI contribution is significant. Deeper engagement required to claim authorship. Score 45–77%.
AI authored - rewrite needed
The output reflects the AI's voice and ideas, not yours. Substantial rewrite required. Score 0–44%.


On stage. On the record.

International speaking engagements on blockchain, distributed systems, and emerging technology — in New York and Mumbai.

Blockchain Application — Innovation, Risk & Security panel discussion
Panel · New York City · International Conference
Blockchain Application — Innovation, Risk & Security

Expert panel discussion at an international Blockchain conference in New York City. Live Q&A with audience alongside fellow industry practitioners.

Watch on YouTube ↗
Blockchain session for engineering colleges Mumbai
Session · Mumbai · Engineering Colleges
Blockchain — International Session for Engineering Students

International educational session on Blockchain technology delivered to an audience of engineering college students across Mumbai, India.

Watch on YouTube ↗

Published on LinkedIn.

Articles on AI, blockchain regulation, cryptography, and public policy — written over the past several years. All published on LinkedIn Pulse.


Authorship Meter

Request early access.

Authorship Meter is in active development. Join the early access list and be first to know when it's ready for beta users, writers, educators, and institutions welcome.

No spam. One email when we're ready for beta users.

Let's talk about what you're building.

Open to fractional CTO, technical advisory, and AI strategy consulting engagements. Also open to conversations about World Model validation pilots and Authorship Meter partnerships.